Heard County, GA tax sales

County offices

County notes

• •Tax Commissioner is Shaina Coggin. Office hours are Monday through Friday, 8:00 AM to 4:45 PM, closed for lunch 12:00 PM to 1:00 PM. Fax is (706) 675-1123 and email is heardtc@heardcountyga.com (source: tc_office).
• •The sale list lives on the Tax Commissioner's Office home page rather than on a dedicated tax sale page. Both a PDF and an Excel version of the 2025 list are posted (source: tc_office).
• •Parcels on the 2025 list sit in Franklin (30217) and Hogansville (30230), and range from about 0.33 acre to 4.48 acres, so the inventory skews toward small rural tracts and single houses (source: sale_list_2025).
• •The 2025 list shows 0.00 in the Amount Due column for every parcel, so opening bid amounts must be confirmed with the Tax Commissioner rather than read off the posted list (source: sale_list_2025).
• •No excess funds list, no barment or foreclosure-of-redemption notice, and no bidder instructions are published on the county site. Those have to be requested from the office directly (source: tc_office).
• •Government Window is the county's tax bill payment vendor only. Do not treat heardcountypay.com or heardcountyga.governmentwindow.com as an auction platform (source: payment_portal).

Georgia rules

Redemption

The right to redeem runs for 12 months from the date of the sale and does not end there. It continues after the year until the tax deed purchaser forecloses it by serving and publishing the statutory barment notice, which cannot be started until 12 months have passed. The purchaser delivers the notice to the sheriff at least 45 days before the redemption deadline named in it, and publishes it once a week for four consecutive weeks in the six months immediately before that deadline. Redemption puts title back in the defendant in fi. fa. subject to the liens that existed at the sale, and the purchaser must execute and record a quitclaim deed. Title under a tax deed recorded on or after July 1, 1996 ripens by prescription four years after recording. Judicial in rem foreclosures under Article 5 run on a different clock: the owner has 60 days after the sale to redeem by paying the minimum bid price into the superior court.O.C.G.A. 48-4-40, who may redeem and when (2024 Code of Georgia)O.C.G.A. 48-4-40Verified Jul 30, 2026

Deed deposit

Georgia sets no statewide percentage deposit. A purchaser at a judicial sale may tender cash or a cashier's or certified check drawn for the purchase price and issued or certified by a federally insured financial institution. Counties publish their own payment terms, and many require payment in full at the close of the sale, so confirm the terms with the tax commissioner before bidding.O.C.G.A. 48-4-1, Procedures for sales under tax levies and executions (2024 Code of Georgia)O.C.G.A. 48-4-1Verified Jul 30, 2026

Surplus proceeds

Excess funds left after taxes, costs, and the expenses of the sale belong to the former owner and to recorded lienholders in order of priority. The officer who sold the property must mail notice of the excess funds by first-class mail within 30 days to the record owner at the time of the sale, to the holder of each security deed, and to every other party with a recorded equity interest or claim, and may file an interpleader action in superior court. Funds still unclaimed five years after the sale are paid over to the Georgia Department of Revenue, after which only a court order from an interpleader action releases them.O.C.G.A. 48-4-5, Payment of excess (2024 Code of Georgia)O.C.G.A. 48-4-5Verified Jul 30, 2026

Governing statute

O.C.G.A. Title 48, Chapter 4Official Code of Georgia Annotated, public access published for the Georgia General Assembly by the Georgia Code Revision CommissionO.C.G.A. Title 48, Chapter 4Verified Jul 25, 2026

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

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