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Tax Sale Atlas

Miami County, IN tax sales

Tax Sale Atlas maps the Miami County, IN tax sale, one of 2,553 counties in 30 states. Indiana sells tax lien certificates paying up to 15%, redeemable for 1 year. Sale office, calendar and list locations read from the county’s own official pages on Jul 30, 2026.

How tax lien sales work in Miami County, seat of Peru: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Indiana tax sales work or look terms up in the glossary.

Next sale
Beginning 01:30 PM Local Time, September 03, 2026.Thursday · 2026
Format
In person
Registration
Bidders register with SRI online at https://sriservices.com/.
County office
765-472-2610
Every displayed fact carries a source badge. Verified Jul 30, 2026 against official county and state pages.How we verify
On this page

How Miami County sells delinquent taxes

From lien to deed

Indiana holds no general public tax deed auction. Once the redemption period runs out, the certificate holder files a verified petition in the same court that entered the judgment of sale, and the court directs the county auditor to issue the deed. That petition must be filed no later than three months after the redemption period expires, or the purchaser's lien terminates. One narrow exception exists: real property a county, city, or town executive has certified as vacant or abandoned is auctioned separately, and there the county auditor deeds fee simple title straight to the highest bidder with no right of redemption.

Tax certificate sale (lien)

In person
Run by
Miami County Treasurer
Frequency
annual
Typical timing
Beginning 01:30 PM Local Time, September 03, 2026.
Registration
Bidders register with SRI online at https://sriservices.com/.
Sale list
Miami County 2026 Notice of Real Property Tax Sale with parcel list
When it runs
Annual, in early September. The county's 2026 notice opens "Beginning 01:30 PM Local Time, September 03, 2026" at the "Courthouse, 1st Floor G.A.R. Room". The 2024 sale opened at 10:00 AM on September 30, 2024. The county FAQ states "Real estate tax sales are generally held in the fall." The Treasurer certifies eligible parcels to the Auditor in the spring, and the 2026 notice says the auditor and treasurer "will apply on or after 08/17/2026" for the judgment and order of sale.
Registration and deposit

Bidders register with SRI online at https://sriservices.com/. The notice says that registration "is good for all counties that SRI services" and "You need to register only once for all counties." Print the registration form and IRS Form W-9 from that site and bring both on sale morning; the county FAQ confirms bidders "must register prior to the beginning of the tax sale, this is done on the day of the sale." The notice asks bidders to "arrive the morning of the tax sale at least 30 minutes before the beginning time" to receive a bid number. Under IC 6-1.1-24-5.1, a business entity must provide the Miami County Treasurer a Certificate of Existence or Foreign Registration Statement from the Secretary of State.

Sale format and venue
The annual Miami County tax sale is a live courthouse auction, so no online bidding platform is confirmed for it. The notice reserves a fallback only: if local officials switch formats, "the public auction will be conducted as an electronic sale under IC 6-1.1-24-2 (b) 10 at www.zeusauction.com commencing on the same date/time listed above", and "All location updates will be posted at www.sriservices.com prior to the tax sale." Confirm the format with the Treasurer before travelling. A separate sale, the Miami County Commissioners' Certificate Sale, which reoffers certificates struck to the county at reduced minimum bids, is held fully online at www.zeusauction.com; the February 21, 2025 edition opened at 9:00 AM local time and began closing at 4:00 PM. The notice states "A complete property list may be obtained at www.sriservices.com or in an alternative form upon request." Redemption on certificates sold at the 2026 sale runs to September 3, 2027, at 110 percent of the minimum bid if redeemed within six months of the sale and 115 percent after, plus the overbid amount and 5 percent per year interest on the overbid and on any subsequent taxes the buyer pays. A certificate does not convey title; the Miami County Auditor issues the tax deed. Live in-person auction at the Miami County Courthouse, 1st Floor G.A.R. Room, Peru. SRI Incorporated administers the sale mechanics and bidder registration for the county.

Miami County tax sale list and auction calendar

For Miami County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid.

  1. Get the advertised list

    Use Miami County 2026 Notice of Real Property Tax Sale with parcel list for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    Bidders register with SRI online at https://sriservices.com/. Full requirements are in the sale card above.
  3. Sale day

    Beginning 01:30 PM Local Time, September 03, 2026. The sale is live and in person; there is no online bidding platform. Confirm the venue and hour with the county office before you go.
  4. Confirm with the office

    If the list, platform, and notice disagree, use Miami County Treasurer as the source to confirm which parcels are actually offered.

Before you bid in Miami County

  1. Start with the live sale list

    Pull the current advertised parcels from Miami County 2026 Notice of Real Property Tax Sale with parcel list. Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    Bidders register with SRI online at https://sriservices.com/. The notice says that registration "is good for all counties that SRI services" and "You need to register only once for all counties." Print the registration form and IRS Form W-9 from that site and bring both on sale morning; the county FAQ confirms bidders "must register prior to the beginning of the tax sale, this is done on the day of the sale." The notice asks bidders to "arrive the morning of the tax sale at least 30 minutes before the beginning time" to receive a bid number. Under IC 6-1.1-24-5.1, a business entity must provide the Miami County Treasurer a Certificate of Existence or Foreign Registration Statement from the Secretary of State.

  3. Check the state rules that change the bid

    Read the Indiana due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Parcels that draw no bid at the treasurer's tax sale pass to the county executive, which acquires a lien for the minimum sale price and receives a tax sale certificate. The county executive may then adopt a resolution and offer those certificates at a separate advertised public sale, often called the commissioners' certificate sale, priced below the minimum bid that failed at the tax sale. Notice runs once a week for three consecutive weeks with the final advertisement at least 30 days before the sale. This is a scheduled sale rather than a walk-in list, and redemption on a certificate bought this way is 120 days. Check the county auditor page for the next commissioners' certificate sale date.

New to this path? Read how over-the-counter certificates work. Every state has its own name for what goes unsold, so check what Indiana calls its leftover tax-sale inventory.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Miami County Treasurer

765-472-2610

25 N Broadway, Room 201, Peru, IN 46970

Official website

County notes

  • Miami County runs two distinct sales. The annual tax sale is live at the courthouse in early September. The Commissioners' Certificate Sale reoffers unsold certificates online at Zeus Auction with reduced minimum bids and a shorter redemption window.
  • Minimum bid at the annual sale is the full amount owed through the current year, per the county FAQ: "the minimum bid is the total amount owed on the parcel through the current year."
  • The 2026 notice is dated July 15, 2026 and signed by Annette Phillippo, Auditor, Miami County, Indiana. Defenses to the judgment had to be filed with the Miami County Superior 1 Court before August 17, 2026.
  • Parcel lists appear only once in a local newspaper. The notice says "Subsequent notices can be found at https://www.miamicountyin.gov/", so recheck the county site and www.sriservices.com close to the sale date.
  • Redemption on certificates struck to the county at the 2026 sale may expire as early as January 4, 2027, per the notice.

Indiana rules

Max interest rate
15% of the amount paid maximum, as a flat statutory penalty
Minimum return
10% statutory penalty at redemption
Redemption
The standard period is one year after the date of the treasurer's tax sale. Several tracks run 120 days instead: a certificate bought at the county executive's certificate sale, a lien the county executive holds that was never sold on, a sale to a purchasing agency qualified under IC 36-7-17 or IC 36-7-17.1, a certificate the county executive assigns to another political subdivision, and a parcel that was not offered at the tax sale at all. Property on the county auditor's vacant and abandoned list carries no right of redemption after its sale. A county treasurer may also extend redemption by agreement with the owner, in which case the extended period ends one year after the date of that agreement.
Surplus proceeds
The treasurer applies the payment first to the taxes, assessments, penalties, and costs in the minimum bid, then to other delinquent property taxes, then deposits the remainder in a tax sale surplus fund. The owner of record at the time the parcel was certified for sale, or the purchaser on a redemption, may file a verified claim against that fund. Unclaimed surplus transfers to the county general fund three years after it was received.
Governing statute
IC 6-1.1-24

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Indianarules and every county →

Frequently asked questions

Does Miami County, Indiana sell tax liens or tax deeds?

Tax lien certificates. In Indiana investors buy the lien, not the property; the County Treasurer runs the sale.

When is the Miami County tax certificate sale?

Annual, in early September. The county's 2026 notice opens "Beginning 01:30 PM Local Time, September 03, 2026" at the "Courthouse, 1st Floor G.A.R. Room". The 2024 sale opened at 10:00 AM on September 30, 2024. The county FAQ states "Real estate tax sales are generally held in the fall." The Treasurer certifies eligible parcels to the Auditor in the spring, and the 2026 notice says the auditor and treasurer "will apply on or after 08/17/2026" for the judgment and order of sale. The sale is held in person. Always confirm the exact date with the County Treasurer before the sale.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Indiana's redemption rule: 1 year from the date of sale. Call the Miami County Treasurer as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Miami County tax sale list?

Miami County posts its tax sale list at miamicountyin.gov. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Jul 30, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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