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Tax Sale Atlas

Yuma County, CO tax sales

Tax Sale Atlas maps the Yuma County, CO tax sale, one of 2,553 counties in 30 states. Colorado sells tax lien certificates paying up to 14%, redeemable for 3 years. Sale office, calendar and list locations read from the county’s own official pages on Jul 30, 2026.

How tax lien and tax deed sales work in Yuma County, seat of Wray: sale calendar, auction platform, over-the-counter lists, and the offices that run each sale.

New to tax sales? Read how Colorado tax sales work or look terms up in the glossary.

Next sale
There is no fixed calendar.
Format
ZEUS
Registration
What sells is a certificate of option for treasurer's deed, not the parcel outright.
County office
970-332-4965
Every displayed fact carries a source badge. Verified Jul 30, 2026 against official county and state pages.How we verify
On this page

How Yuma County sells delinquent taxes

Tax certificate sale (lien)

SRI / ZEUS
Run by
Yuma County Treasurer
Frequency
annual
Next expected
by the second Monday in December, 2026 (window; exact date posts closer to the sale)
Sale list
2024 Delinquent Taxes Listed for Sale in 2025 (PDF)
When it runs
The Treasurer's page states: "Delinquencies are normally advertised during the month of October, and the tax lien sale is held in November." The most recent sale notice states: "The Yuma County Tax Lien Sale is scheduled to be held via the Internet, November 18, 2025." That notice sets registration open at 8:00 a.m. Friday, October 17, 2025, registration close at 12:00 p.m. Monday, November 17, 2025, and bidding from 8:00 a.m. to 8:00 p.m. Mountain Time on Tuesday, November 18, 2025.
Registration and deposit

Every bidder must register before the auction, and registration is handled online at the auction website rather than at the courthouse. Registration includes an IRS Form W-9 completed electronically through the site. The county encourages bidders to register well ahead of the sale to leave time for research. Winning bids are paid by ACH from the bank account used during registration, which the county states is the only payment method accepted, and the bidder is responsible for having sufficient funds in that account. Payment failures can void the bid under C.R.S. 39-11-116 and can bar the bidder from future auctions on the platform. Platform support runs through SRI Incorporated at 1-800-800-9588.

Sale format and venue
Bidding is by premium. The county states the investor offering the highest premium purchases the tax, premium bids move in $1.00 increments, and premiums are not refunded when the lien is redeemed. The county set the rate of return on certificates sold in 2025 at 14.00%, describing it as nine percentage points above the Federal Reserve Bank discount rate on September 1, and states the rate stays the same for the life of that certificate. The redemption period on real estate is three years from the date of the original tax sale, and certificate holders may endorse subsequent-year taxes onto their certificate at the same rate. Liens not sold at auction are held by the county and are normally available for purchase over the counter from the Treasurer's office. The delinquent list is advertised in The Yuma Pioneer on October 16, 23, and 30 and in The Wray Gazette on October 15, and is also posted on the auction site and on yumacounty.net. There was no manufactured-home lien sale in 2025 for 2024 taxes, which the county attributes to legislative changes. The county also flags that Tyler v. Hennepin County changed the Colorado treasurer's deed process, now in C.R.S. 39-11.5-101 et seq. As of late July 2026 the Treasurer's page still carries the 2025 sale documents, so confirm the current year's date and registration window with the office once the October notice is published.
Register on SRI / ZEUS

Tax deed sale

Run by
County Treasurer
Frequency
on application
Typical timing
There is no fixed calendar.
Registration
What sells is a certificate of option for treasurer's deed, not the parcel outright.
When it runs
There is no fixed calendar. A public auction is scheduled only when a certificate holder applies for one, at least three years after the tax lien sale, and the treasurer must hold it between 110 and 125 calendar days after the known interested party notice is first published or mailed.
Registration and deposit

What sells is a certificate of option for treasurer's deed, not the parcel outright. The treasurer may only accept bids above the combined amount owed to the lawful holder plus the treasurer's fees and costs. County officials, county employees acting in their individual capacity, and their immediate family members may not bid. Payment is by cash, cashier's check, bank check, or electronic funds transfer subject to the treasurer's bidding rules. Any overbid goes to junior lienors who filed a notice of intent to redeem and then to the property owner. Confirm the notice, the bidding rules, and the auction venue with the county treasurer.

Sale format and venue
This Article 11.5 process replaced direct deed issuance on July 1, 2024. Colorado does not hold a routine calendar tax deed sale, so treat this as an occasional, application-driven auction rather than a recurring event.
Source: C.R.S. 39-11.5-102 - Application for public auctionC.R.S. 39-11.5-102· Verified Jul 29, 2026

Yuma County tax sale list and auction calendar

For Yuma County tax sale 2026 searches, use the county-run sources below rather than a copied parcel list, and confirm the parcel, registration cutoff, deposit, and payment deadline against the county before you bid. If the parcels on this list are vacant land rather than houses, what buying land at a tax sale hands you is the place to start.

  1. Get the advertised list

    Use 2024 Delinquent Taxes Listed for Sale in 2025 (PDF) for the current advertised parcels, then recheck it before the auction.
  2. Register to bid

    What sells is a certificate of option for treasurer's deed, not the parcel outright. Full requirements are in the sale card above.
  3. Sale day

    There is no fixed calendar. Bidding runs on ZEUS; check posted sale dates, registration status, and bidding windows there.
  4. Confirm with the office

    If the list, platform, and notice disagree, use County Treasurer as the source to confirm which parcels are actually offered.

Before you bid in Yuma County

  1. Start with the live sale list

    Pull the current advertised parcels from 2024 Delinquent Taxes Listed for Sale in 2025 (PDF). Lists can change before the sale, so recheck the county source before you price a parcel.
  2. Confirm registration and deposit

    What sells is a certificate of option for treasurer's deed, not the parcel outright. The treasurer may only accept bids above the combined amount owed to the lawful holder plus the treasurer's fees and costs. County officials, county employees acting in their individual capacity, and their immediate family members may not bid. Payment is by cash, cashier's check, bank check, or electronic funds transfer subject to the treasurer's bidding rules. Any overbid goes to junior lienors who filed a notice of intent to redeem and then to the property owner. Confirm the notice, the bidding rules, and the auction venue with the county treasurer.

  3. Check the state rules that change the bid

    Read the Colorado due-diligence checklist before bidding. Redemption, liens that survive a tax deed, title cleanup, and payment deadlines can change what a parcel is worth. Which liens survive is state law, so read what survives a tax deed in Colorado before you price the title work.
  4. Set a walk-away number

    Work out what the parcel is actually worth with the rural land value estimator, then turn it into a ceiling with the tax deed max-bid calculator.

Over-the-counter (leftover) purchases

Liens that draw no bid are struck off to the county and the treasurer issues the county a certificate of purchase. The county may then assign, sell, or transfer those certificates in the manner, at the times, and on the terms set by resolution of the board of county commissioners, which is how county-held liens are sold between annual auctions. A certificate on property owing more than ten thousand dollars in taxes needs the property tax administrator's approval after published notice. Whether a county maintains a published county-held list, and on what terms, varies. Contact the county treasurer.

New to this path? Read how over-the-counter certificates work. Every state has its own name for what goes unsold, so check what Colorado calls its leftover tax-sale inventory.

Use the arrow keys to switch between these sections.

County offices

Tax Collector (runs the certificate sale)

Yuma County Treasurer

970-332-4965

Yuma County Courthouse, 310 Ash Street, Suite C, Wray, CO 80758

Official website

County notes

  • The elected County Treasurer is Chrystal Hammond. Office hours listed are Monday through Friday, 8:30 a.m. to 4:30 p.m.
  • The office email listed on the Treasurer's page is treasurer@yumacountyco.gov. The page notes current-year tax statements were unavailable during a software conversion and asks taxpayers to email the office for copies.
  • Delinquent real estate taxes accrue interest at 12% per year up to the tax lien auction, per the Treasurer's interest chart. Property taxes are due in halves by the last day of February and June 15, or in full by April 30.
  • The Treasurer's page lists Public Trustee foreclosure sale information and Treasurer's Deed sale information as separate links from the lien sale, so deed-stage inventory is tracked apart from the annual certificate auction.
  • The Treasurer's page link labels lag the document titles: the links read 2024 while the linked PDFs are the 2025 sale notice and the list of 2024 delinquent taxes offered in 2025. Check the document title inside the PDF, not the link text.
  • Colorado and Arizona both have a Yuma County and search results mix them. yumacounty.net is the Colorado county seated in Wray; yumacountyaz.gov is the Arizona county. Third-party aggregators also carry a stale Colorado officeholder name and an outdated co.yuma.co.us email address.

Colorado rules

Max interest rate
14% per year, set by statute (bidding is on price)
Minimum return
No statutory minimum return; what you earn is set by the price at the sale
Redemption
Redemption may be made at any time before a treasurer's deed is executed, so the practical window runs well past the three-year mark and through the Article 11.5 auction process. The treasurer must hold that public auction between 110 and 125 calendar days after the known interested party notice is first published or mailed, which gives owners and junior lienors a further defined period to pay. A separate rule lets an owner who was under a legal disability when the deed was executed redeem within nine years of the deed being recorded, at 15 percent per year plus the present value of any improvements.
Deed deposit
The treasurer may require the applying lawful holder to post a deposit covering the recording fee plus the actual and reasonable cost of administering the auction, and all Article 11.5 fees and costs are chargeable as additional amounts owing under the tax lien. For bidders, the treasurer accepts cash, cashier's check, bank check, or electronic funds transfer subject to the treasurer's bidding rules. The statute sets no fixed bidder deposit percentage, so the deposit terms come from county bidding rules.
Surplus proceeds
Any overbid goes first to junior lienors in order of recording priority, measured as of the recording date of the application for public auction, who filed a notice of intent to redeem and whose liens are unredeemed, up to each lien's unpaid amount plus fees and costs. Whatever remains is paid to the property owner. The treasurer must post a public notice about these funds and mail the owner a notice within thirty calendar days of the auction. Unclaimed remaining overbids sit in escrow for six months without interest, then transfer to the state administrator under the Revised Uniform Unclaimed Property Act. An agreement to pay someone to recover an owner's overbid is unenforceable, and inducing one is a class 2 misdemeanor.
Governing statute
C.R.S. Title 39, Article 11

A tax deed does not convey marketable title. Most buyers file a quiet title action before they can resell or insure the property. See the due diligence guide.

See the full Coloradorules and every county →

Frequently asked questions

Does Yuma County, Colorado sell tax liens or tax deeds?

Yuma County follows Colorado's tax lien state system.

When is the Yuma County tax certificate sale?

The Treasurer's page states: "Delinquencies are normally advertised during the month of October, and the tax lien sale is held in November." The most recent sale notice states: "The Yuma County Tax Lien Sale is scheduled to be held via the Internet, November 18, 2025." That notice sets registration open at 8:00 a.m. Friday, October 17, 2025, registration close at 12:00 p.m. Monday, November 17, 2025, and bidding from 8:00 a.m. to 8:00 p.m. Mountain Time on Tuesday, November 18, 2025. Registration and bidding happen on the county's online platform. Always confirm the exact date with the County Treasurer before the sale.

How often does Yuma County hold tax deed sales?

Yuma County holds its tax deed sale on application. There is no fixed calendar. Each sale is scheduled and advertised in advance, so check the county's tax deed calendar for the next posted date.

I own a property in this sale. Can I stop it?

Often yes, by paying the overdue taxes, interest, and costs before the deadline. Colorado's redemption rule: 3 years from the tax lien sale before the certificate holder can apply for the deed auction. Call the County Treasurer as early as possible for your exact payoff and options; deadlines are strict. Free help: lawhelp.org lists legal aid programs, and consumerfinance.gov lists HUD-approved housing counselors.

Where can I find the Yuma County tax sale list?

Yuma County posts its tax sale list at yumacounty.net. Lists go up ahead of each sale and keep changing until the sale date, so confirm every parcel against the county's legal advertisement before you bid.

Verified Jul 30, 2026 against official county and state sources.

Tax Sale Atlas publishes educational information about public tax sale processes. This is not legal, financial, or investment advice. Rules, dates, and fees change; confirm with the county office before you bid.

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